When it comes to personal finance, little changes can make a big difference. We know that gas prices fluctuate frequently. Let's say that you normally put 10 gallons of gas in your car. And let's say that fuel varies between $3.50 and $3.90 per gallon. Try to always buy gas when it is at a low price. 10 gallons times a $.40 variable leads to a savings of $4.00 every time you get gas. If you fuel up once per week that is $208 saved in a year.
Do you go out to eat? Let's say you get lunch at a fast food restaurant once per week at work and spend $7.00 for each meal. Bring some inexpensive food from home instead, and you save $364 over a year's time.
If you make the above two changes to your budget, you will save $572 in a year's time. At the current stock prices, that money could be used to buy 7 shares of Procter and Gamble (PG) or 6 shares of Apple stock (AAPL).
Making small incremental changes like these over time will aid in building wealth.
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